Individual Household Well and Septic Loan Program
SERCAP’s Household Well and Septic Loan program provides rural residents with loans of up to $15,000 at a 1% interest rate to pay for the installation of a new standard or alternative septic system, and/or to cover the cost of digging a new well or repairing an existing well.
- Your home is in an eligible rural area.
- You own and occupy your house.
- Yours is an existing home--new construction is not eligible.
- Your household income is less than $113,700, regardless of household size.
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Note: We provide this information as part of a guide. We do not manage or administer any of the programs included. If you want to tell us about your experience using this service, you can contact us. If you have a correction or update to the information listed, please fill out this form.






